:root {
  /* Paleta oficial refcar (Manual de Marca v1.0) */
  --azul:       #0D1467;            /* Azul Profundo - color DOMINANTE: titulos, marca, autoridad, CTAs */
  --azul-2:     #0A0F4A;
  --celeste:    #04A7E5;            /* Celeste - links, elementos interactivos, acentos */
  --celeste-dk: #0386BC;
  --lima:       #8FDD2B;            /* Verde Lima - acento de enfasis positivo */
  --teal:       #14B0CD;            /* Verde-Celeste - solo gradiente del icono */

  /* Alias hacia los nombres usados por el CSS heredado (no renombrar para no romper referencias) */
  --green:      #8FDD2B;            /* = lima (acento positivo) */
  --green-dark: #04A7E5;            /* = celeste (acentos/numeros/labels interactivos) */
  --green-dim:  rgba(143,221,43,.12);
  --blue:       #04A7E5;            /* = celeste */
  --blue-dark:  #0386BC;
  --blue-dim:   rgba(4,167,229,.10);

  --black:      #FFFFFF;            /* fondo de pagina */
  --surface:    #F4F4F4;           /* fondos de seccion (manual) */
  --surface-2:  #ECEFF8;
  --surface-3:  #E0E5F3;
  --white:      #0D1467;            /* color de titulos/marca = Azul Profundo dominante */
  --gray-300:   #2C2C2C;           /* cuerpo principal (manual) */
  --gray-500:   #5C6275;           /* texto secundario */
  --gray-700:   #9AA1B4;           /* texto atenuado / notas */
  --display: 'Nunito', sans-serif;
  --body:    'Inter', sans-serif;
  --radius:  10px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--body);
  background: var(--black);
  color: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}

::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: var(--surface); }
::-webkit-scrollbar-thumb { background: var(--green-dark); border-radius: 2px; }

/* -- NAV -- */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 6vw;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(0,0,0,0.07);
  transition: padding .3s;
}
nav.scrolled { padding: 12px 6vw; }
.nav-logo {
  font-family: var(--display);
  font-size: 24px; font-weight: 800;
  letter-spacing: 3px; color: var(--white);
  text-decoration: none;
}
.nav-logo .g { color: var(--green-dark); }
.nav-links { display: flex; gap: 32px; align-items: center; }
.nav-links a {
  font-size: 13px; font-weight: 500; letter-spacing: .05em;
  color: var(--gray-500); text-decoration: none; text-transform: uppercase;
  transition: color .2s; position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -4px; left: 0;
  width: 0; height: 1px; background: var(--green-dark);
  transition: width .25s;
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }
.nav-cta {
  background: var(--azul) !important;
  color: #fff !important;
  padding: 10px 22px; border-radius: var(--radius);
  font-weight: 700 !important; font-size: 12px !important;
  letter-spacing: .06em !important;
  transition: transform .15s, box-shadow .2s !important;
  white-space: nowrap;
}
.nav-cta:hover {
  transform: translateY(-1px) !important;
  box-shadow: 0 8px 24px rgba(4,167,229,.28) !important;
}
.nav-cta::after { display: none !important; }

.hamburger {
  display: none; flex-direction: column; gap: 5px;
  cursor: pointer; background: none; border: none; padding: 4px;
}
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px;
  transition: transform .3s, opacity .3s;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none; position: fixed;
  top: 65px; left: 0; right: 0;
  background: rgba(255,255,255,0.97); backdrop-filter: blur(24px);
  padding: 24px 6vw 36px; flex-direction: column; gap: 0;
  border-bottom: 1px solid rgba(0,0,0,.08);
  z-index: 999;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  font-size: 15px; font-weight: 500; color: var(--gray-500);
  text-decoration: none; text-transform: uppercase; letter-spacing: .05em;
  padding: 16px 0; border-bottom: 1px solid rgba(0,0,0,.06);
  transition: color .2s;
}
.mobile-menu a:hover { color: var(--green-dark); }
.mobile-menu .m-cta {
  background: var(--azul); color: #fff !important;
  border-bottom: none; text-align: center;
  padding: 16px; border-radius: var(--radius);
  font-weight: 700; margin-top: 16px;
}

/* -- HERO -- */
.hero {
  min-height: 100vh;
  display: flex; flex-direction: column; justify-content: center;
  padding: 130px 6vw 80px;
  position: relative; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 55% 55% at 82% 25%, rgba(4,167,229,.09) 0%, transparent 65%),
    radial-gradient(ellipse 45% 55% at 18% 72%, rgba(143,221,43,.09) 0%, transparent 62%);
}
.hero-grid {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(0,0,0,.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(0,0,0,.045) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(ellipse 85% 85% at 50% 50%, black 20%, transparent 100%);
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 9px;
  background: rgba(4,167,229,.08);
  border: 1px solid rgba(4,167,229,.22);
  padding: 7px 16px; border-radius: 100px;
  font-size: 11px; font-weight: 600; letter-spacing: .1em;
  color: var(--green-dark); text-transform: uppercase;
  margin-bottom: 32px; width: fit-content;
}
.badge-dot {
  width: 6px; height: 6px; border-radius: 50%; background: var(--green-dark);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%,100% { opacity:1; transform:scale(1); }
  50%      { opacity:.5; transform:scale(1.5); }
}
.hero-title {
  font-family: var(--display);
  font-size: clamp(52px, 9vw, 114px);
  font-weight: 800; line-height: .9;
  letter-spacing: -2px; color: var(--white);
  margin-bottom: 28px; max-width: 900px;
}
.hero-title .a  { color: var(--lima); }
.hero-title .ol {
  -webkit-text-stroke: 2px rgba(13,24,36,.18);
  color: transparent;
}
.hero-sub {
  font-size: 17px; font-weight: 300; color: var(--gray-500);
  max-width: 480px; line-height: 1.7; margin-bottom: 44px;
}
.hero-sub strong { color: var(--gray-300); font-weight: 500; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }

/* -- BUTTONS -- */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--azul); color: #fff;
  font-family: var(--body); font-size: 13px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase;
  padding: 15px 34px; border-radius: var(--radius);
  text-decoration: none; border: none; cursor: pointer;
  transition: transform .15s, box-shadow .2s;
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 38px rgba(4,167,229,.3);
}
.btn-blue {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(4,167,229,.1);
  border: 1px solid rgba(4,167,229,.35);
  color: var(--blue-dark);
  font-family: var(--body); font-size: 13px; font-weight: 600;
  letter-spacing: .05em; text-transform: uppercase;
  padding: 15px 28px; border-radius: var(--radius);
  text-decoration: none; cursor: pointer;
  transition: background .2s, border-color .2s, transform .15s;
}
.btn-blue:hover {
  background: rgba(4,167,229,.18);
  border-color: var(--blue);
  transform: translateY(-1px);
}
.btn-ghost {
  display: inline-flex; align-items: center; gap: 8px;
  border: 1px solid rgba(0,0,0,.18); color: var(--gray-500);
  font-family: var(--body); font-size: 13px; font-weight: 500;
  letter-spacing: .05em; text-transform: uppercase;
  padding: 15px 26px; border-radius: var(--radius);
  text-decoration: none; cursor: pointer;
  transition: border-color .2s, color .2s;
}
.btn-ghost:hover { border-color: rgba(0,0,0,.45); color: var(--white); }

.hero-stats {
  display: flex; gap: 48px; margin-top: 60px; flex-wrap: wrap;
  padding-top: 36px; border-top: 1px solid rgba(0,0,0,.08);
}
.hero-stat .num {
  font-family: var(--display); font-size: 34px; font-weight: 800;
  color: var(--green-dark); letter-spacing: -1px; display: block; line-height: 1;
}
.hero-stat .lbl {
  font-size: 11px; color: var(--gray-500);
  letter-spacing: .05em; margin-top: 6px; text-transform: uppercase;
}

/* -- TICKER -- */
.ticker {
  background: linear-gradient(135deg, var(--azul), var(--celeste));
  padding: 13px 0; overflow: hidden;
}
.ticker-inner {
  display: flex; white-space: nowrap;
  animation: ticker 30s linear infinite;
}
.ticker-item {
  display: inline-flex; align-items: center; gap: 20px;
  font-family: var(--display); font-size: 12px; font-weight: 700;
  letter-spacing: 3px; padding: 0 28px; color: rgba(255,255,255,.9);
  text-transform: uppercase;
}
.ticker-item::after { content:'\2022'; font-size: 7px; color: rgba(255,255,255,.4); }
@keyframes ticker { from{transform:translateX(0)} to{transform:translateX(-50%)} }

/* -- SECTION COMMONS -- */
section { padding: 96px 6vw; }
.s-label {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 11px; font-weight: 600; letter-spacing: .18em;
  text-transform: uppercase; color: var(--green-dark); margin-bottom: 16px;
}
.s-label::before { content:''; width:28px; height:1px; background:var(--green-dark); }
.s-title {
  font-family: var(--display);
  font-size: clamp(36px, 4.5vw, 58px);
  font-weight: 800; line-height: .95;
  letter-spacing: -1px; color: var(--white); margin-bottom: 16px;
}
.s-sub {
  font-size: 15px; font-weight: 300;
  color: var(--gray-500); max-width: 460px; line-height: 1.65;
}

/* -- MTP BAND - stays dark for contrast -- */
.mtp {
  background: linear-gradient(135deg, #0D1467, #0A0F4A);
  border-top: 1px solid rgba(143,221,43,.08);
  border-bottom: 1px solid rgba(4,167,229,.08);
  padding: 80px 6vw;
  display: flex; flex-direction: column; align-items: center;
  text-align: center; position: relative; overflow: hidden;
}
.mtp::before {
  content:'refcar';
  position: absolute; font-family: var(--display);
  font-size: 220px; font-weight: 800; letter-spacing: 20px;
  color: rgba(143,221,43,.04);
  pointer-events: none; user-select: none; white-space: nowrap;
  top:50%; left:50%; transform:translate(-50%,-50%);
}
.mtp-label {
  font-size: 11px; font-weight: 600; letter-spacing: .2em;
  text-transform: uppercase; color: var(--green);
  opacity: .8; margin-bottom: 22px;
}
.mtp-statement {
  font-family: var(--display);
  font-size: clamp(28px, 4vw, 50px); font-weight: 700;
  letter-spacing: -1px; line-height: 1.05;
  color: #F0F6FF; max-width: 760px; position: relative;
}
.mtp-statement .a { color: var(--green); }

/* -- HOW IT WORKS -- */
.how { background: var(--surface); }
.steps {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1px; margin-top: 52px;
  background: rgba(0,0,0,.07);
  border-radius: var(--radius); overflow: hidden;
}
.step {
  background: var(--black); padding: 44px 36px;
  position: relative; overflow: hidden;
  transition: background .25s;
}
.step::before {
  content:''; position: absolute; top:0; left:0; right:0; height:2px;
  background: linear-gradient(90deg, var(--green), var(--blue));
  transform: scaleX(0); transform-origin: left;
  transition: transform .35s ease;
}
.step:hover { background: var(--surface); }
.step:hover::before { transform: scaleX(1); }
.step-num {
  font-family: var(--display); font-size: 68px; font-weight: 800;
  color: rgba(4,167,229,.1); line-height: 1;
  margin-bottom: 12px; letter-spacing: -2px;
}
.step-icon {
  width: 48px; height: 48px; border-radius: 10px;
  background: rgba(4,167,229,.08); border: 1px solid rgba(4,167,229,.2);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px; font-size: 21px;
}
.step-title {
  font-family: var(--display); font-size: 17px; font-weight: 700;
  color: var(--white); margin-bottom: 10px;
}
.step-desc {
  font-size: 13.5px; font-weight: 300;
  color: var(--gray-500); line-height: 1.65;
}

/* -- VALUE PROPS -- */
.why { background: var(--black); }
.props-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1px; margin-top: 52px;
  background: rgba(0,0,0,.07);
  border-radius: var(--radius); overflow: hidden;
}
.prop {
  background: var(--surface); padding: 40px 32px;
  transition: background .2s;
}
.prop:hover { background: var(--surface-2); }
.prop-icon {
  width: 46px; height: 46px; border-radius: 10px;
  border: 1px solid rgba(4,167,229,.3);
  background: rgba(4,167,229,.08);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px; font-size: 20px; color: var(--blue-dark);
  transition: background .2s, border-color .2s;
}
.prop:hover .prop-icon {
  background: rgba(4,167,229,.14);
  border-color: rgba(4,167,229,.5);
}
.prop-title {
  font-family: var(--display); font-size: 17px; font-weight: 700;
  color: var(--white); margin-bottom: 10px; line-height: 1.2;
}
.prop-desc { font-size: 13.5px; font-weight: 300; color: var(--gray-500); line-height: 1.65; }

/* -- COTIZAR -- */
.cotizar { background: var(--surface); position: relative; overflow: hidden; }
.cotizar::before {
  content:''; position: absolute; inset:0;
  background:
    radial-gradient(ellipse 50% 80% at 90% 50%, rgba(4,167,229,.07) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 10% 50%, rgba(143,221,43,.06) 0%, transparent 60%);
  pointer-events: none;
}
.cotizar-wrap {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 80px; align-items: center; position: relative;
}
.cotizar-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(4,167,229,.1); border: 1px solid rgba(4,167,229,.28);
  padding: 6px 14px; border-radius: 100px;
  font-size: 11px; font-weight: 600; letter-spacing: .1em;
  color: var(--blue-dark); text-transform: uppercase;
  margin-bottom: 20px; width: fit-content;
}
.cotizar h2 {
  font-family: var(--display);
  font-size: clamp(32px, 4vw, 50px);
  font-weight: 800; line-height: .95;
  letter-spacing: -1px; color: var(--white); margin-bottom: 18px;
}
.cotizar h2 span { color: var(--blue-dark); }
.cotizar > .cotizar-wrap > div > p {
  font-size: 16px; color: var(--gray-500);
  line-height: 1.65; margin-bottom: 32px; max-width: 440px;
}
.cotizar-note-sm {
  font-size: 11px; color: var(--gray-700);
  margin-top: 12px; display: block;
}
.cotizar-card {
  background: var(--black);
  border: 1px solid rgba(4,167,229,.18);
  border-radius: 14px; padding: 40px 36px;
  position: relative; overflow: hidden;
  box-shadow: 0 4px 24px rgba(4,167,229,.08);
}
.cotizar-card::before {
  content:''; position: absolute; top:0; left:0; right:0; height:2px;
  background: linear-gradient(90deg, var(--green-dark), var(--blue));
}
.cotizar-card h3 {
  font-family: var(--display); font-size: 20px; font-weight: 700;
  color: var(--white); margin-bottom: 8px;
}
.cotizar-card > p {
  font-size: 13.5px; color: var(--gray-500); margin-bottom: 24px; line-height: 1.55;
}
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px; }
.chip {
  background: var(--surface-2); border: 1px solid rgba(0,0,0,.1);
  padding: 7px 14px; border-radius: 6px;
  font-size: 13px; font-weight: 500; color: var(--gray-500);
}
.cotizar-btn {
  display: block; width: 100%; text-align: center;
  background: var(--blue); color: #fff;
  font-family: var(--body); font-size: 13px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase;
  padding: 15px; border-radius: var(--radius);
  text-decoration: none;
  transition: background .2s, transform .15s, box-shadow .2s;
}
.cotizar-btn:hover {
  background: var(--blue-dark);
  transform: translateY(-1px);
  box-shadow: 0 8px 28px rgba(4,167,229,.28);
}
.cotizar-fine {
  font-size: 11px !important; color: var(--gray-700) !important;
  text-align: center; margin-top: 10px !important; line-height: 1.4;
}

/* -- PROFILE -- */
.profile { background: var(--black); }
.profile-split {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 72px; align-items: start; margin-top: 52px;
}
.profile-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.profile-item {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 20px 24px; background: var(--surface);
  border-left: 2px solid var(--green-dark);
  border-radius: 0 var(--radius) var(--radius) 0;
  transition: background .2s;
}
.profile-item:hover { background: var(--surface-2); }
.p-icon { color: var(--green-dark); font-size: 16px; flex-shrink: 0; margin-top: 2px; }
.p-text { font-size: 14px; color: var(--gray-500); line-height: 1.5; }
.p-text strong { color: var(--white); font-weight: 600; display: block; margin-bottom: 2px; }

.apply-card {
  position: sticky; top: 100px;
  background: var(--black);
  border: 1px solid rgba(4,167,229,.2);
  border-radius: 14px; padding: 44px 38px;
  overflow: hidden; position: relative;
  box-shadow: 0 4px 28px rgba(4,167,229,.08);
}
.apply-card::before {
  content:''; position: absolute; top:0; left:0; right:0; height:2px;
  background: linear-gradient(90deg, var(--green), var(--teal));
}
.apply-card h3 {
  font-family: var(--display); font-size: 30px; font-weight: 800;
  letter-spacing: -1px; color: var(--white); margin-bottom: 10px;
}
.apply-card > p {
  font-size: 14px; color: var(--gray-500); line-height: 1.65; margin-bottom: 28px;
}
.apply-btn {
  display: block; width: 100%; text-align: center;
  background: var(--azul); color: #fff;
  font-family: var(--body); font-size: 13px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase;
  padding: 16px; border-radius: var(--radius);
  text-decoration: none; margin-bottom: 14px;
  transition: transform .15s, box-shadow .2s;
}
.apply-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(4,167,229,.28);
}
.apply-note {
  font-size: 11.5px; color: var(--gray-700);
  text-align: center; line-height: 1.55;
}
.friction {
  display: flex; align-items: flex-start; gap: 12px;
  background: rgba(4,167,229,.06);
  border: 1px solid rgba(4,167,229,.18);
  padding: 14px 18px; border-radius: var(--radius); margin-top: 14px;
}
.friction-ic { color: var(--green-dark); font-size: 15px; flex-shrink: 0; margin-top: 1px; }
.friction p { font-size: 12.5px; color: var(--gray-500); line-height: 1.5; }
.friction strong { color: var(--white); }

/* -- INSURERS -- */
.insurers { background: var(--surface); text-align: center; }
.ins-logos {
  display: flex; flex-wrap: wrap; gap: 10px;
  justify-content: center; margin-top: 44px;
}
.ins-tag {
  background: var(--black); border: 1px solid rgba(0,0,0,.1);
  padding: 13px 26px; border-radius: var(--radius);
  font-size: 14px; font-weight: 500; color: var(--gray-500);
  letter-spacing: .04em;
  transition: color .2s, border-color .2s, background .2s;
  box-shadow: 0 2px 8px rgba(0,0,0,.05);
}
.ins-tag:hover {
  color: var(--blue-dark);
  border-color: rgba(4,167,229,.35);
  background: rgba(4,167,229,.04);
}

/* -- TRUST -- */
.trust { background: var(--black); }
.trust-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1px; margin-top: 52px;
  background: rgba(0,0,0,.07);
  border-radius: var(--radius); overflow: hidden;
}
.trust-item {
  background: var(--surface); padding: 36px 28px;
  display: flex; flex-direction: column; gap: 12px;
  transition: background .2s;
}
.trust-item:hover { background: var(--surface-2); }
.t-num {
  font-family: var(--display); font-size: 42px; font-weight: 800;
  color: var(--blue-dark); letter-spacing: -1px;
}
.t-title { font-size: 15px; font-weight: 600; color: var(--white); line-height: 1.3; }
.t-desc  { font-size: 13px; font-weight: 300; color: var(--gray-500); line-height: 1.65; }

/* -- FAQ -- */
.faq { background: var(--surface); }
.faq-list { margin-top: 52px; display: flex; flex-direction: column; gap: 1px; }
.faq-item {
  background: var(--black); overflow: hidden; transition: background .2s;
  border: 1px solid rgba(0,0,0,.07);
}
.faq-item:first-child { border-radius: var(--radius) var(--radius) 0 0; }
.faq-item:last-child  { border-radius: 0 0 var(--radius) var(--radius); }
.faq-q {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 30px; cursor: pointer;
  font-size: 15px; font-weight: 500; color: var(--white);
  transition: color .2s; user-select: none;
}
.faq-q:hover { color: var(--green-dark); }
.faq-arrow {
  width: 28px; height: 28px; flex-shrink: 0;
  border-radius: 50%; border: 1px solid rgba(0,0,0,.15);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; font-weight: 300;
  transition: transform .3s, background .2s, color .2s;
}
.faq-item.open .faq-arrow {
  transform: rotate(45deg);
  background: rgba(4,167,229,.1);
  border-color: rgba(4,167,229,.3);
  color: var(--green-dark);
}
.faq-a {
  max-height: 0; overflow: hidden;
  transition: max-height .4s ease, padding .3s;
  padding: 0 30px;
  font-size: 14px; color: var(--gray-500); line-height: 1.7;
}
.faq-item.open .faq-a { max-height: 200px; padding: 0 30px 24px; }

/* -- FINAL CTA - dark section for contrast -- */
.final-cta {
  background: linear-gradient(160deg, #0D1467, #0A0F4A);
  text-align: center; padding: 120px 6vw;
  position: relative; overflow: hidden;
}
.final-cta::before {
  content:''; position: absolute; inset:0;
  background: radial-gradient(ellipse 65% 70% at 50% 50%, rgba(143,221,43,.07) 0%, transparent 65%);
  pointer-events: none;
}
.cta-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(143,221,43,.08); border: 1px solid rgba(143,221,43,.22);
  padding: 7px 16px; border-radius: 100px;
  font-size: 11px; font-weight: 600; letter-spacing: .12em;
  color: var(--green); text-transform: uppercase;
  margin-bottom: 28px; position: relative;
}
.cta-title {
  font-family: var(--display);
  font-size: clamp(42px, 6.5vw, 78px);
  font-weight: 800; letter-spacing: -2px;
  color: #F0F6FF; line-height: .92;
  margin-bottom: 24px; position: relative;
}
.cta-title .a { color: var(--green); }
.cta-sub {
  font-size: 17px; font-weight: 300; color: rgba(200,220,240,.65);
  max-width: 440px; margin: 0 auto 48px; line-height: 1.6; position: relative;
}
.cta-actions {
  display: flex; gap: 14px; justify-content: center;
  flex-wrap: wrap; position: relative;
}
.cta-actions .btn-blue {
  background: rgba(4,167,229,.15);
  border-color: rgba(4,167,229,.4);
  color: #7DD3FC;
}
.cta-actions .btn-blue:hover {
  background: rgba(4,167,229,.25);
  color: #fff;
}

/* -- FOOTER -- */
footer {
  background: var(--surface);
  padding: 60px 6vw 36px;
  border-top: 1px solid rgba(0,0,0,.08);
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px; margin-bottom: 52px;
}
.footer-logo {
  font-family: var(--display); font-size: 26px; font-weight: 800;
  letter-spacing: 3px; color: var(--white); margin-bottom: 14px;
}
.footer-logo .g { color: var(--green-dark); }
.footer-desc {
  font-size: 13px; color: var(--gray-500);
  line-height: 1.65; max-width: 260px; margin-bottom: 20px;
}
.cmf-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--black); border: 1px solid rgba(0,0,0,.1);
  padding: 8px 14px; border-radius: 6px;
  font-size: 11px; color: var(--gray-500); letter-spacing: .05em;
  box-shadow: 0 1px 4px rgba(0,0,0,.06);
}
.cmf-dot {
  width: 6px; height: 6px; border-radius: 50%; background: var(--green-dark);
  flex-shrink: 0; animation: pulse 2s infinite;
}
.f-col-title {
  font-size: 11px; font-weight: 600; letter-spacing: .12em;
  text-transform: uppercase; color: var(--gray-500); margin-bottom: 20px;
}
.f-links { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.f-links a {
  font-size: 14px; color: var(--gray-700); text-decoration: none; transition: color .2s;
}
.f-links a:hover { color: var(--white); }
.footer-bottom {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 32px; border-top: 1px solid rgba(0,0,0,.08);
  font-size: 12px; color: var(--gray-700); flex-wrap: wrap; gap: 12px;
}
.footer-bottom a { color: var(--gray-700); text-decoration: none; }
.footer-bottom a:hover { color: var(--white); }

/* -- FLOATING CTA -- */
.float-btn {
  position: fixed; bottom: 28px; right: 28px; z-index: 500;
  background: var(--azul); color: #fff;
  font-family: var(--body); font-size: 12px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase;
  padding: 13px 22px; border-radius: 100px;
  text-decoration: none;
  box-shadow: 0 8px 32px rgba(4,167,229,.3);
  transition: transform .15s, box-shadow .2s, opacity .3s;
  display: flex; align-items: center; gap: 7px;
}
.float-btn:hover {
  transform: translateY(-3px) scale(1.03);
  box-shadow: 0 14px 44px rgba(4,167,229,.4);
}

/* -- REVEAL -- */
.reveal {
  opacity: 0; transform: translateY(28px);
  transition: opacity .65s ease, transform .65s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* -- RESPONSIVE -- */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (max-width: 768px) {
  .hamburger { display: flex; }
  .nav-links  { display: none; }
  section { padding: 72px 5vw; }
  .hero   { padding: 110px 5vw 60px; }
  .cotizar-wrap   { grid-template-columns: 1fr; gap: 48px; }
  .profile-split  { grid-template-columns: 1fr; gap: 40px; }
  .hero-stats { gap: 28px; }
  .final-cta { padding: 80px 5vw; }
  .float-btn { bottom: 20px; right: 16px; padding: 11px 18px; font-size: 11px; }
  .apply-card { position: relative; top: 0; }
}
@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
}


/* -- ICONOS SVG (reemplazan emojis perdidos) -- */
.step-icon svg, .prop-icon svg { width: 22px; height: 22px; }
.step-icon { color: var(--azul); }
.prop-icon { color: var(--celeste); }
.p-icon svg { width: 18px; height: 18px; display:block; }
.friction-ic svg { width: 16px; height: 16px; display:block; }
.float-btn svg, .btn-primary svg, .btn-blue svg, .apply-btn svg,
.cotizar-btn svg, .nav-cta svg, .m-cta svg { width: 15px; height: 15px; vertical-align: -2px; }
.p-icon, .friction-ic { display:flex; align-items:center; }